acli.comACLI Annuities Explained

AMERICAN COUNCIL OF LIFE INSURERS Sign Up | Login Toggle navigation Home Advocacy Advocacy Best Interest / Standard of Care Discover the Industry Diversity & Inclusion Paid Family & Medical Leave Privacy Retirement Security Risk Classification Public Policy Public Policy Best Interest Standard Capital Standards Captive Insurance Companies Cybersecurity & Privacy Diversity & Inclusion Employee Benefits FSOC Reform International Trade Paid Family and Medical Leave Pension De-Risking Retirement Plans Supplemental Benefits Taxes Industry Facts Industry Facts Assessing Americans’ Financial & Retirement Security Assets and Investments Benefits Paid Glossary Guaranty Associations Investment Bulletins Life Insurers Fact Book Regulation of Insurance Reinsurance Research & Publications State Fact Sheets State Insurance Departments Newsroom Newsroom ACLI IMPACT News Releases ACLI Op-Eds Ad Campaigns Events Events Upcoming Events CANCELLED: ACLI Capital Challenge 2020 September 24, 2020, 8:00 AM - 10:00 AM ET | Washington, DC CANCELLED - Senior Investment Managers Seminar 2020 November 8 - 11, 2020 | Palm Beach, FL ACLI Medical Section Annual Meeting 2021 February 20 - 23, 2021 | San Antonio, TX Upcoming Virtual Events Webinar: A New World with New Opportunities August 11, 2020, 1:00 PM - 2:00 PM ET 2020 Life and Retirement Virtual Conference August 25 - 26, 2020 Webinar: Increased Spreads with Directly Originated Structured Credit September 11, 2020, 1:00 PM - 2:00 PM ET All Upcoming Events Past Events Business Opportunities Affiliate Program Sponsors Partnerships About ACLI About ACLI ACLI President and CEO ACLI Leadership Board of Directors Career Opportunities Directions to ACLI and Hotel Info Insurers International Membership ACLI Capital Challenge Business Opportunities Affiliate Program Sponsors Partnerships Coalition Partnerships Go All words Any words Phrase exclude archived material ACLI ANNUAL CONFERENCE 2020 October 12-13 | Virtual Conference Learn More Addressing Racial Injustice The life insurance community is committed to unity, equality Read More Life Insurers are #MeetingTheMoment in response to COVID-19. Read More COVID-19 UPDATES Industry response to COVID-19, updates from ACLI on the coronavirus pandemic. Read More home #MEETING THE MOMENT Life Insurers are #MeetingTheMoment in response to COVID-19. Learn more COVID-19 UPDATES Industry response to COVID-19, updates from ACLI on the coronavirus pandemic. Learn more ACLI IMPACT ACLI website delivers insight on trends, topics that impact Americans’ financial security. Learn more. UPCOMING EVENTS ACLI’s schedule of premier conferences and events. Learn more REGULATION BEST INTEREST SEC regulation protects consumers, preserves choices for retirement solutions. Learn more. SECURE ACT Signing of retirement bill into law secures big win for America’s retirement savers. Learn more. RETIREMENT SECURITY ACLI endorses federal proposal that will ensure more American workers have access to a retirement plan. Learn more. LIFE INSURERS FACT BOOK 2019 Get the latest statistics and trend information on the life insurance industry. Read more. MISSING POLICY TIPS Suspect your loved one owned a life insurance policy? These tips can help with your search. Learn more. Where ACLI Stands Racial Injustice The life insurance community is committed to unity and equality. [Read more.] Life Insurance ACLI encourages consumers to regularly review their life insurance policies with experienced financial professionals to ensure their family’s protection. [Read more.] -- Best Interest Standard Life insurers operate in the best interest of our customers. ACLI supports a uniform, harmonized standard of care across all state and federal regulatory platforms. [Read more.] Financial Stability Oversight Council (FSOC) Reform ACLI believes that FSOC’s authority to designate nonbank financial companies as systemically significant should be repealed. [Read more.] -- Retirement Plans The private retirement system provides a robust foundation for Americans’ retirement security through defined contribution plans, such as 401(k)s, as well as IRAs and individual annuities. ACLI actively supports proposals that create more choices for employers and workers, encourage participation in workplace-based plans and IRAs, and promote increased use of annuities to guarantee lifetime income. [Read more.] Taxes When Congress and state legislatures consider tax reform, policymakers must consider the negative effects on families if public policy changes make it more expensive to obtain financial and retirement security. [Read more.] More Public Policy ACLI Twitter Feed Tweets by @ACLINews View more tweets by @ACLINews About ACLI The American Council of Life Insurers (ACLI) advocates on behalf of 280 member companies dedicated to providing products and services that promote consumers' financial and retirement security. 90 million American families depend on our members for life insurance, annuities, retirement plans, long-term care insurance, disability income insurance, reinsurance, dental and vision and other supplemental benefits. ACLI represents member companies in state, federal and international forums for public policy that supports the industry marketplace and the families that rely on life insurers' products for peace of mind. ACLI members represent 94 percent of industry assets in the United States. About Our CEO Susan Neely, President & CEO Read her biography. Contact Us 101 Constitution Avenue, NW Suite 700 Washington, DC 20001-2133 Phone: 202-624-2000 (general); 877-674-4659 (website) Email: webadmin@acli.com Sitemap Advocacy Best Interest / Standard of Care Discover the Industry Diversity & Inclusion Paid Family & Medical Leave Privacy Retirement Security Risk Classification Public Policy Best Interest Standard Capital Standards Captive Insurance Companies Cybersecurity & Privacy Diversity & Inclusion Employee Benefits Financial Stability Oversight Council (FSOC) Reform International Trade Paid Family and Medical Leave Pension De-Risking Retirement Plans Supplemental Benefits Taxes Industry Facts Assessing Americans’ Financial & Retirement Security Assets and Investments Benefits Paid Glossary Guaranty Associations ACLI Investment Bulletins Life Insurers Fact Book Regulation of Insurance Reinsurance Research and Publications State Fact Sheets State Insurance Departments Newsroom News Releases ACLI Op-Eds Ad Campaigns Consumer Information / Consumer Brochures Video Series: ACLI Explains Annuities COVID-19 (Coronavirus) Updates Disability Income Insurance Disaster Response & Relief Individual Retirement Accounts (IRAs) Life Insurance Long-Term Care Insurance Missing Policy Tips Workplace Retirement Plans Events Upcoming Events Past Events Business Opportunities Affiliate Program Sponsors Partnerships About ACLI ACLI President and CEO ACLI Leadership Board of Directors Career Opportunities Directions to ACLI and Hotel Information Insurers International Membership ACLI Capital Challenge Business Opportunities Affiliate Program Sponsors Partnerships Coalition Partnerships ©2020 American Council of Life Insurers...